1. Introduction

Miisaaniyad ("we," "us," or "our") operates the Miisaaniyad mobile application. This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our app.

2. Information Collection and Use

We do not collect any personal identification information (PII) on our servers. All financial data you enter into the app is stored locally on your device. On Android, with your explicit consent, the app uses SMS permissions only to detect and parse mobile money transaction receipt messages needed for expense tracking and budgeting. We do not use SMS for OTP, login, or account verification.

3. Log Data

When you use our Service, in a case of an error in the app we collect data and information (through third party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol ("IP") address, device name, operating system version, the configuration of the app when utilizing our Service, the time and date of your use of the Service, and other statistics.

4. Third Party Services

The app does use third party services that may collect information used to identify you:

• Google Play Services
• Firebase Crashlytics

5. Security

We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable.

6. Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at caseerprivate@gmail.com.

1. Acceptance of Terms

By downloading or using the Miisaaniyad app, these terms will automatically apply to you – you should make sure therefore that you read them carefully before using the app.

2. App Usage

You're not allowed to copy, or modify the app, any part of the app, or our trademarks in any way. You're not allowed to attempt to extract the source code of the app, and you also shouldn't try to translate the app into other languages, or make derivative versions.

3. Data Accuracy

Miisaaniyad is a tool for personal finance management. While we strive for accuracy, we are not responsible for any financial decisions made based on the information provided within the app. Always verify your bank statements and official financial records.

4. Changes to Terms

We may update our Terms and Conditions from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Terms and Conditions on this page.

5. Limitation of Liability

In no event shall Miisaaniyad be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the app.

6. Governing Law

These terms and conditions are governed by and construed in accordance with the laws and you irrevocably submit to the exclusive jurisdiction of the courts in that location.